Many of the retailers increase their prices by location because the average shopper falls within a regional salary range. If you tend to be on the low-end of this range, it can be frustrating to pay two to three times more for a pair of jeans than you would if you drove thirty miles to the next shopping center. There is something you can do about it and that is to start shopping online. Online shopping is a simple process, as long as you are smart and you know what you are doing.
As you start online shopping, make sure you are using sites that are secured; this is the best way to make sure your information will stay protected. Most web sites will have a symbol at the bottom or top of the page that will let you know if it is secured. The symbol is a small padlock icon and its usually in the top right of your browser. If you are worried about buying online, you may want to call the company’s 800 number to check out if they are legitimate. You can also order over the phone if you are uncomfortable with shopping online. A reputable company will always have a phone number you can contact.
One way to know you are shopping at a safe online store is to shop with some of the reputable ones. Amazon.com and Ebay.com are two of the finest web sites and they are secured.
Be smart when you are searching through the online shopping sites. Grammatical errors are a big indicator that you are dealing with an unsecured site, possibly even a fraudulent site. The prices are another indicator that you may be dealing with a fraudulent vendor. Sure you want the lowest prices possible, but if something seems too good to be true it probably is.
Check the URL of the web site you are looking at. If it says https, then you know it’s secure. You should also check the privacy policy of the web site. Read the privacy policy to make sure the company isn’t going to take your personal information and sell it off to third-party vendors. If a web site doesn’t have a privacy policy, it’s a wise decision to skip over this site. Reputable online vendors always have a privacy policy.
As you are looking for the privacy policy, another thing you need to look for is the return policy and the shipping policy. You don’t want to be stuck with a defective product that is damaged during shipping so it is important to make sure the vendor has a return policy. It’s also a good idea to read the shipping policy so you know how much money it will cost just to get the product. Some vendors hike up their shipping rates in order to make a large profit.
When you shop online you need to be careful about the personal information you send out. You definitely do not want your bank account information captured by a tracking cookie. Instead of using your ATM card, use a credit card with a low balance. The credit card is secured by the Federal Free Credit Act, so if there is fraudulent activity on your account, you will not be responsible for the charges. Always use the same credit card when you shop online, it’s easier to keep track of so you can print out statements in case the card is compromised. Check with the credit card company if they offer account protection plus. It’s usually only a couple extra dollars a month and it will keep your account safe.